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Sunday, August 4, 2013

8 Ways to Find and Claim Free Money




Free money in this economy with the worst rescission since the great depression of 1920?  I mean, how do you get free money these days?…
Finding and claiming free money may sound like nothing but a wishful thinking, but there are many ways you can find free money. You just need to know where to look. 
With a little bit of research, you can find many ways to find free money for different situations, like getting free money for buying your first house, free money for paying your taxes, free money for paying your college, etc. After all, earning free money is just as good as saving money.
Here are some places you can use to get free money for whatever life throws at you:

1- Free Money from Pensions
It happens to many Americans. You work for a company that had the pension plan which you signed up for. After a while the company goes out of business, gets sold to another company, or goes bankrupt. What happens to your pension plan?…
Most people forget about it, or don’t think there is a way to get that money. Luckily, there is the PBGC (Pension Benefits Guaranty Corporation) which allows you to search their database for free to find out if any money is waiting for you.
On average, $120 million a year goes unclaimed. Yes, $120 million a year! Search the PBGC database to find your free money.

2- Free Money from Unclaimed Property or Missing Money
I know there are many scams out there trying to sell you information about this, but it actually exists. Every year, the federal and local government give away millions of dollars to people who simply claim them.
You never know if you have any unclaimed money. It could be from an unnecessary insurance payment, a forgotten utility deposit, or what have you.
A quick and simple way to find and claim your free money is using unclaimed.org. Simply put your name in the search box and hit search, it searches the database, revealing any unclaimed property, whether $20000 unclaimed cash, $1 cash or a $100 watch, that may belong to you.
They keep unclaimed properties for 3 to 5 years.
You can also search MissingMoney.com , which is a national database supported by 40 of the 50 states, .
free money from the government
3- Free Money from the Government
If you have been a victim of disaster, or a just need some help with your living expenses, such as paying your utility bills, health care for you and your children, you may be eligible to get some free money from the GovBenefits.gov which is a Government Benefit and Assistance Program.

4- Free Money for Foreclosure Help
This recession has brought many home owners to their knees, financially, begging to find a way to stay in their homes. If you find yourself in a near foreclosure position, here is a source that can help you find free money, and the best possible way for you to stay in your home. It’s a free service called HPF (Homeownership Preservation Foundation). You can either visit HPF’s website, or if you prefer talking to someone, you can call toll free at 888-995-HOPE.

5- Free Money for College
There is a free program offered by the government that helps first time undergraduate students pay their college expenses. Based on your needs and status as a full-time or part-time student, you will get anywhere from $1000 to $7000 for each year of college. You don’t have to pay this money back, it’s totally free money. The program is called Federal Pell Grant, and you can apply right online.

6- Free Money for Kids Health Insurance
Kids getting seek or being hospitalized! While it’s every parent’s nightmare, not having enough money or the proper insurance to cover the cost, is some parent’s worst nightmare. With the current health care crisis, and the rising cost of health insurance, many parents can’t afford to get a decent health insurance for their kids.
Fortunately, every state in U.S has a special program called InsureKidsNow. They cover almost anything from simple routine checkups to hospitalizations. In most cases, it won’t cost you anything at all, but sometimes you may have to pay a little out of pocket, which still is a lot better than a private insurance or not having one at all.

7- Free Money for Energy Efficiency
Every one knows some of the best and easiest ways to save money on energy costs are good insulation, energy efficient windows and etc. The winter is coming soon, so if your thinking about doing this, Weatherization Assistance Program from U.S. Department of Energy is the best place to cover your costs up to $2500.
Now, that’s hitting two birds with one stone. Not only you get to install an energy efficient product, which will help bring your energy consumption cost down, you get it for free or little cost.

8- Free Money From Credit Cards
Credit card companies make millions of dollars from you using their service, why not for a change you make money or get free money using their service. Although, most credit cards have some kind of cash back or points program, most people simply over look it. I mean, if you’re going to buy something with your credit card no matter what, why not use a credit card that gives you rewards for using the card?…
Take Discover Card; Whenever you use it to buy anything, from your everyday groceries to filling up your tank, you earn 5% cash back. Find and apply for cards with good rewards program, and get the free money.
Search sites like CardRatings to find a credit card that offers the highest and best rewards for your spending habits.

If you know a way to find and get free money, please feel free to leave a comment in the comment box below, so others can benefit as well. We all know that it’s not that easy to get “free” money, but sometimes a little effort and knowing where to turn, can actually help you find real free money.

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